Final Expense Insurance, also referred to as Burial Insurance, is a whole life insurance policy that is designed to pay off the expenses families face upon the death of a loved one. This type of insurance ensures your loved ones aren't saddled with debts that can be financially troubling after you pass. Final expenses include bills associated with medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, which does not include funeral costs or final medical expenses. Protect your family from facing these expenses alone with an affordable Final Expense insurance policy.
At Rocksteady Financial Group, we understand that everyone has different needs for insurance coverage, including final expense coverage. That's why we don't offer "cookie cutter" solutions. We will work with you to learn more about your needs and goals for insurance protection. Then, we'll find solutions that meet those needs.
We don't push proprietary products on our clients - we are truly an independent organization, representing multiple insurance carriers. That means you can be confident that your insurance coverage is in your best interest, not ours.
✓ Lasts for 10, 15, 20 or 30 years.
✓ Premium payment is flat.
✓ Coverage up to $1MM.
✓ Ideal for: young families who want to cover needs with a specific time horizon such as home mortgage and kids’ college.
✓ Lasts until end of life.
✓ Premium payment is flat.
✓ Coverage up to $1MM.
✓ Ideal for: families seeking life insurance plus a way to have access to funds because Whole Life accrues cash value each year.
✓ Lasts until end of life.
✓ Premium payment is flat.
✓ Coverage up to $30,000.
✓ Ideal for: seniors who want to ensure their funeral is paid for or want to leave a little something for their kids or grandkids.